Financial Readiness
Building 3338, Redeye Rd256-876-5397
Operating Hours: Monday through Friday 7:00 a.m. to 4:30 p.m.
Financial Readiness offers a wide range of services to individual soldiers and to units. For the individual, we can assist in preparing detailed budgets for the future. This is especially helpful to people who are about to be married, have a child, or relocate. For those who are experiencing or anticipate financial difficulties, we offer counseling and several publications to help get the situation corrected.
If you're thinking about making a major financial decision or purchase, we may be able to offer some guidance. In addition, we can advise you on basic investments and investigate complaints against local businesses.
Our office also assists units in providing training. We can teach classes in such subjects as checking account management, credit use and reporting, car buying, and financial readiness. To set up a class, call (256) 842-8542.
Family Subsistence Supplemental Allowance Information and application are now available. Please read the information, complete and print the online application, and bring the application to Army Community Service.
Financial Readiness Worksheet - click here
HELPFUL LINK - My Army Life Too
We also highly recommend the following web sites for more information about specific topics:
New Sites of Interest
- Federal Long Term Care Program
- National Foundation for Credit Counseling (CCCS)
- Turbotax Tax Calculators
- Redstone Arsenal Legal Services
Military Pay
General Financial Sites
How to save a few bucks!
Taxes
Credit and Banking
- Experian(TRW)
- Equifax
- Federal Trade Commission Credit Repair Page
- Bank Rate Monitor
- Credit Information Center
- Independent Banks - Locate no-fee teller machines
- Get a Copy of Your Credit Reports
- Get a free copy of your credit report
- Get your FICO score (used to determine credit)
- National Foundation for Credit Counseling (CCCS)
- ATM locations for government travelers
Credit Card Rates
Fraud Prevention and Complaints
Insurance
- RightQuote - Instant online quotes for life insurance
- Standard and Poors - Insurance company ratings.
- InstantQuote - Term life insurance quotes
- Auto Quotes - Auto insurance quotes
- AccuQuote - Online life insurance quotes
- Life Insurance Wiz - Good info and online quotes
- Long Term Care Insurance Wiz - Just what it says
- Info on SGLI and VGLI
- DA Pamphlet on Commercial Life Insurance
Mortgages
- Mortgage Rates from Money Magazine
- Hugh's Mortgage and Financial Calculators
- VA Home Loan Forms
- VA Home Loan Program Information
Home Improvement
Other Recommended Sites
- Consumer Information Center - The folks who bring you the Consumer Information Catalog, which is also available in our office.
- Calculators for all kinds of purposes
- FinanCenter
- Relocation Salary Calculator
- Quicken - Loads of calculators and great information
